Mike Torres

5 Quick And Easy Steps To Use Zero-Based Budgeting for Roofing Sales...Even If Your Finances Are A Disaster Right Now!

“Every dollar has a job. If it doesn’t—your budget’s broken.” Roofing sales income is unpredictable. One week you're stacking $15K in checks, the next you're ghosted by three clients and scrambling for leads. That kind of rollercoaster doesn’t work with traditional budgeting.

Your Complete Guide to Budgeting with Variable Income: Roofing Sales Edition

"It's not how much you make—it's how you manage what you keep." If you’re in roofing sales, you know the deal: One month it’s a $25K banger, the next you’re scrambling for a single install. That kind of unpredictability destroys

Best Financial Planning Books for Sales Professionals

"Most people don’t plan to fail—they fail to plan." This is especially true in sales. Being in sales means riding the highs of big commissions and weathering dry spells. One month you’re flush, the next you’re in famine mode. That’s why traditional personal

How to Adjust Income Goals Based on Market Conditions

Markets change. Storms miss. Referrals dry up. Leads slow down. If you’re in roofing sales, you already know: what worked last month might not work this month. And that means your income targets need to be as flexible as your game plan. Rigid annual goals are great for vision,

First-Year Income Projections for Roofing Sales Careers

So you’re thinking about jumping into roofing sales—or maybe you already did—and now you’re wondering: “What can I actually make in year one?” Let me give it to you straight: roofing sales can either feel like hitting the jackpot… or like chasing a carrot on a

How To SMASH Your Storm Season Income Goals: Planning for Peak Earnings

"Make hay while the sun shines"… or in our case, make money while the storms roll in. Storm season isn’t just busy—it’s where roofing fortunes are made or missed. As a roofing professional, you're in a unique role that affords you the opportunity

How To Set Weekly Income Targets in Variable Roofing Sales

Ever feel like you’re crushing it one week, then scrambling the next? Welcome to roofing sales. With commissions coming in waves and weather delays messing with your flow, it’s easy to lose momentum. Trust me I've been there. But here’s the truth: you can’t

How to Create Income Milestone Rewards System for Roofing Sales Teams

"What gets rewarded gets repeated." That quote rings especially true in roofing sales, where motivation is everything and paydays swing wildly month to month. Roofing sales is a high-performance sport—and most companies leave too much money and morale on the table by not having a strategic reward

How to Double Your Roofing Sales Income in Just 12 Months (No Burnout Required)

You don’t need a miracle. You need a plan. Doubling your income in roofing sales isn’t about luck or working 80-hour weeks—it’s about tweaking the right levers in your process, habits, and mindset. A lot of times it's easy to confuse "being busy&

Realistic Income Expectations for New Roofing Sales Reps

So, you’re considering roofing sales and wondering, “What can I actually expect to make?” You’re not alone. Online, you’ll hear wild claims — “I made $200K in my first year!” — and while that’s technically possible, it’s not typical. In truth, income in roofing sales depends on

Best Goal Setting Apps to Crush Roofing Sales Income Targets

Crushing your roofing sales income goal isn’t about “trying harder.” It’s about tracking smarter. Apps designed for goal setting, sales tracking, and income management can transform your hustle into a system — and take the guesswork out of whether you’re winning or falling behind. In this guide, I’

Here's The Perfect Spreadsheet If You Want To SMASH Your Roofing Sales Goals (Free Template + Guide)

You can’t hit what you don’t track. Whether you're chasing $75K, $150K, or a $250K year, tracking your income goal is what separates closers from coasters. Most roofing reps "think" they’re on pace — until they’re not. That’s why I built a

How Many Roofs to Sell Monthly for $100K Annual Income

Here's the million-dollar question (or should I say $100K question?): How many roofs do you actually need to sell each month to hit that coveted six-figure income in roofing sales? The answer might surprise you – it's not as many as you think! Most roofing sales reps

Backward Planning: From Annual Income Goals to Daily Sales Activities for Roofing Reps

"A goal without a plan is just a wish." – Antoine de Saint-Exupéry Roofing sales can change your life, it certainly did mine — IF you stop guessing your way through it. One of the most powerful skills you can develop is backward planning: breaking down your big annual income

Monthly Income Goal Calculator for Commission-Based Roofing Sales: Hit Your Target with Precision

"If you can’t measure it, you can’t improve it." – Peter Drucker. In commission-based roofing sales, most reps chase goals with a blindfold on. They say they want $10K months or six figures a year — but when you ask how many jobs that means, they freeze. I

How to Create a Six-Figure Income Plan for Roofing Sales Reps: Your Step-by-Step Playbook

“You’re just one roof away from never worrying about money again.” Roofing sales has zero income ceiling — but most reps still get stuck around the same number every year. Why? They wing it. No targets. No systems. No real path. If you’re tired of that rollercoaster and ready

SMART Goals for Roofing Sales: Build a Clear Income Target Framework

"A goal without a plan is just a wish." – Antoine de Saint-Exupéry This quote says it all — especially in roofing sales, where your income swings as wildly as the weather. If you're tired of guessing your way through each quarter or living off your last storm

How to Set Income Goals in Roofing Sales: Complete Beginner's Guide

Did you know that top roofing sales professionals can earn over $200,000 annually? That's right – while many people think of roofing as just manual labor, the sales side offers incredible income potential that most people never realize exists! This includes myself until I stumbled upon this amazing

5 Wealth Building Milestones to Hit Before 40

"Most people overestimate what they can do in a year—and underestimate what they can do in a decade." — Bill Gates If you’re in your 30s and feeling behind financially, you're not alone. Trust me from experience as I round out the final leg of

Family Financial Education: The Missing Piece That's Blocking Your Generational Wealth

70% of wealthy families lose their wealth by the second generation, and 90% lose it by the third That's a shocking statistic that should terrify every parent. Why does this happen when they seemingly have every advantage? The answer isn't what you think. It's

Scarcity vs. Abundance: How Your Mindset Is Secretly Sabotaging Your Wealth Building Journey

"Whether you think you can, or think you can't, you're right" – Henry Ford "I'll never have enough money." "I'll always have a car payment." "I'm not good with money." "Having debt

How to Build Wealth $100 at a Time: Small Investment Strategies That Actually Work

Did you know that 64% of Americans can't cover a $400 emergency expense? Yet here's the surprising truth: you don't need thousands of dollars to start building real wealth. I've seen countless people transform their financial futures by starting with nothing more

Common Building Wealth Mistakes Beginners Make (And How to Avoid Them)

"We don't make mistakes, we have happy accidents." – Bob Ross Let’s be real: building wealth isn't rocket science. But it is easy to mess up—especially when you're just getting started. Most people don't fail at wealth—they sabotage

Building Wealth Beyond Your Day Job: 8 Income Streams to Develop

Your Paycheck Shouldn’t Be Your Only Plan Most people start off thinking about investment risk. Could I lose all my money on that coin or stock? Relying on just your day job for wealth? That’s the real risk in today’s world. I've been there before.

The Rule of 25: Building Wealth to Fund Your Retirement Lifestyle

Don't chase checks, chase freedom Want to retire? Know this one number. Here’s a simple truth most people don’t learn until it’s too late: you don’t need millions to retire—you just need to know your number. That number? It's your annual